Florida
10 Minute APPROVALS
Why Get a Florida 10 Minute APPROVAL?
Most
home buyers know they should get a mortgage APPROVAL letter
from a lender before they begin seriously shopping for a home.
The reasons for this advice aren't always clear, and buyers
sometimes are dismayed by the amount of paperwork involved.
Here is some of the reasoning behind the advice:
A Florida 10 Minute APPROVAL letter is more reliable
than a qualification letter. Getting a qualification is
easy. You just call a mortgage broker or lender, provide
some basic financial information, then wait a few minutes
for the letter to come through your fax machine. Getting
a "pre-qual" from a Web site is just as easy.
Enter some information, click "submit" and there
you go. A Florida 10 Minute APPROVAL letter,
on the other hand will give you the confidence in being
able to actually GET THE MORTGAGE. This
process just involves verification of all the information,
the lender will ask for your documentation to confirm your
employment, the source of your down payment and other aspects
of your financial circumstances. Yes, Florida 10 Minute
APPROVAL is no more time-consuming than a qualification
but the benefits are defiantly worth it.
You'll
know how much money you can qualify to borrow. Most home
buyers have a general idea of how much they would feel comfortable
paying every month on their mortgage. However, there's no
quick-and-easy way to translate that monthly payment into
a specific maximum mortgage amount because other factors,
down payment percentage, mortgage insurance, property taxes,
adjustable interest rates and so on, are all part of the
calculation. And, you might not be qualified to borrow as
much as you think you should be able to borrow, depending
on your income, your debts and your credit history.
With A Florida 10 Minute APPROVAL, you'll have more
leverage in negotiations with the seller. Home Sellers often
prefer to negotiate with approved buyers because the sellers
know such buyers are financially qualified to obtain the
financing they need to close the loan transaction. A
Florida 10 Minute APPROVAL letter is an especially favorable
to a seller, in a close multiple offer situation. And, you
might feel more confident about making an offer with A
Florida 10 Minute APPROVAL letter in hand and the knowledge
that you'll be able to obtain a loan for the mortgage.
Your
real estate agent will work harder on your behalf. A
Florida 10 Minute APPROVAL letter signals to your
real estate agent that you're a well-qualified buyer who
is serious about purchasing a home. (anyone who has ever
dealt with a Realtor knows that most Realtors will not
really start to house hunt seriously fro you until you
have this letter). The increased likelihood of a closed
sale, and a commission, will naturally motivate your agent
to devote more time and energy to you.
Call
us today,
1-888-694-0455
for an APPROVAL in 10 minutes or less.
Free 10 minute APPROVALS with All credit
scores!!
Thank
you, for your interest in Florida 10 Minute APPROVALS.